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Secondary Mortgage Rate

Whether you are investing or buying a vacation home, a second mortgage can help you. 3M Mortgage Servicing has some of the best rates in the industry. A second mortgage is no longer too expensive or necessarily the last option.

The rates we offer for secondary mortgages depend on your income and credit, as well as your total assets. The better your overall situation, the more attractive the financing we can offer you.

Whether you're trying to finish a home improvement, consolidate debt, send your kids to college or plan a family vacation, a second mortgage can help turn those dreams into reality.


A second mortgage can help you shed high-interest debt and improve your credit score. But second mortgages are also used extensively to help with a whole host of other financial needs. The possibilities are endless, and with a second mortgage, your dreams are powered by an asset you already own.

We specialize in second mortgages for the following purposes:

  • Renovation and construction of houses
  • Debt Consolidation & Credit Repair
  • Collections, judgments and personal debts
  • Debts from property tax, personal income tax, or mortgage
  • Short term / bridge financing
  • Working capital for your business
  • And more!

We work with hundreds of private mortgage lenders across Canada, ensuring that regardless of income or credit, provided that you have equity in your property, we can help with your mortgage second position!

We also work with institutional lenders who can offer attractive rates on second mortgages for you, if you have strong credit and a good income.